Junior Merchant Underwriter

Join Coinflow Labs as a Junior Merchant Underwriter to perform risk analyses and due diligence on merchants, ensuring compliance and mitigating risks in a high-growth fintech environment.

Coinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement.

Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts.

Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide.

Since our seed round in 2024, we've achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume.

In response to this growth, Coinflow announced a $25M Series A in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world's fastest-moving businesses with innovative, reliable global payments.

## What you'll do

• •Evaluate merchant applications, ensuring compliance with operational risk appetite.
• •Conduct refresher reviews of the existing merchant portfolio.
• •Assist in process improvement projects to enhance efficiency.
• •Recommend actionable conditions for approval to mitigate risks.
• •Collaborate with Compliance, Product, Engineering, and Operations teams.

## Conditions

• •Opportunity to shape the financial crimes program with executive visibility.
• •High-growth opportunity with room to expand your role.
• •Competitive salary, equity, and comprehensive benefits.
• •Collaborative culture with talented, mission-driven people.

• •2+ years in fintech, payments, banking, or financial services.
• •Understanding of KYC/KYB due diligence and transaction risk.
• •Strong analytical skills and proficiency in spreadsheet software.
• •Excellent communication skills and ability to work in fast-paced environments.