Product Owner (Tangem Pay)

Join Tangem as a Product Owner for Tangem Pay, focusing on product execution and operational scalability in the fintech space. Remote full-time position with a salary range of $92,000 – $149,500 USD. Tangem is focused on creating innovative payment solutions. As a Product Owner, you will lead the development of Tangem Pay products, ensuring seamless payment experiences and operational efficiency.

• •Product Leadership & Scope
• •Own the product vision, roadmap, and success metrics across all Tangem Pay products.
• •Ensure alignment between payment experiences, internal operations tooling, financial infrastructure, and monitoring platforms.
• •Translate company-level strategy into executable product initiatives across TP squads.
• •Execution & Squad Collaboration
• •Work across four core squads:
• •Operations / Admin Panel Squad – internal tools for ops, support, and dispute handling.
• •Payment Product Squad – user-facing payment flows and experiences.
• •Financial Rails Squad – integrations with external payment schemes and providers.
• •Monitoring Platform Squad – transaction monitoring, alerts, and operational visibility.
• •Manage the full product lifecycle: discovery → specification → delivery → launch → iteration.
• •Maintain clear documentation, user stories, acceptance criteria, and sprint planning.
• •Payment Infrastructure & Financial Rails
• •Drive integrations with local and global payment schemes (ACH, SEPA / SEPA Instant, PIX, UPI, SPEI, etc.) via API partners or direct connections.
• •Collaborate with backend teams on scalable orchestration, settlement, reconciliation, and failure-handling flows.
• •Ensure reliability and consistency of payment processing across regions.
• •Admin Panel & Operations Enablement
• •Own the admin panel and internal tooling used by operations, compliance, and support teams.
• •Ensure scalable workflows for:
• •Transaction reviews
• •Disputes and exceptions
• •Settlements and reconciliation
• •Customer support escalation
• •Balance operational efficiency with compliance and risk requirements.
• •Compliance, Risk & Monitoring
• •Partner with compliance teams to enable reusable and consistent KYC/KYB flows across TP products.
• •Collaborate with risk and monitoring squads to support:
• •Fraud and AML monitoring
• •Alerting and case management
• •Audit-ready data and logs
• •Ensure smooth partner audits and regulatory interactions.
• •Cross-Product & Platform Collaboration
• •Collaborate closely with Wallet, Infrastructure, and Growth teams to ensure unified UX and interoperability.
• •Align frontend and backend experiences across all TP-related products.

• •Competitive salary range: $92,000 – $149,500 USD.
• •Full-time remote position.

• •Experience
• •Hands-on experience with payment rails and financial infrastructure.
• •Experience working with multiple squads in parallel.
• •Strong background in API-driven, compliance-heavy systems.
• •Skills
• •Deep understanding of payment systems, settlement cycles, and integration patterns.
• •Ability to translate complex technical and regulatory constraints into clear product requirements.
• •Strong communication skills across engineering, compliance, operations, and leadership.
• •Data-driven approach to defining and measuring product success.
• •Mindset & Leadership
• •Strong ownership mentality focused on delivery and reliability.
• •Comfortable operating in ambiguous, fast-changing environments.
• •Global mindset with experience working across regions and time zones.