Risk Associate (Transaction Monitoring)

• •Monitor and review flagged transactions on the shared TRMS platform, applying BR-specific risk context and regulatory knowledge.
• •Investigate alerts generated by automated rules, assess their risk level, and make disposition decisions (escalate, close, or action).
• •Collaborate closely with the PH-based TRMS team to communicate local risk patterns, provide feedback on rule effectiveness, and request tuning adjustments relevant to the Brazilian market.
• •Prepare and file regulatory reports in accordance with COAF (Conselho de Controle de Atividades Financeiras) and other applicable Brazilian AML/CFT frameworks.
• •Identify emerging fraud typologies and transaction patterns specific to the Brazilian market and document findings for the global risk team.
• •Support the development and refinement of local risk policies and procedures, ensuring they align with both global standards and Brazilian regulatory requirements.
• •Act as the first line of escalation for the BR operations team on transaction-related risk queries.
• •Participate in periodic risk reviews, audits, and regulatory exams as needed.

#### Experience

• •2–4 years of experience in a risk, compliance, AML, or fraud operations role within fintech, crypto, banking, or payments.
• •Hands-on experience working with transaction monitoring systems or similar risk tooling.
• •Familiarity with the Brazilian regulatory landscape, including COAF reporting obligations, BACEN guidelines, and AML/CFT regulations applicable to payment institutions and crypto exchanges.

#### Skills

• •Strong analytical skills — able to investigate complex transaction chains and identify patterns of risk.
• •Comfort working with data; ability to query or interpret transaction data reports (SQL is a plus).
• •Excellent written communication skills in Portuguese; working proficiency in English is required for cross-team collaboration with the global TRMS team.
• •Ability to work independently and manage priorities in a remote setting across time zones.

#### Nice to Have

• •Experience working in or with cryptocurrency exchanges or digital asset platforms.
• •Exposure to shared or cross-functional risk systems across multi-country operations.
• •Certifications such as CAMS, CFE, or equivalent.